![]() ![]() Finance Charge Receivables shall also include (a) the interest portion of Participation Interests as shall be determined pursuant to, and only if so provided in, the applicable Participation Interest Supplement or Series Supplement, (b) any amounts designated to be Finance Charge Receivables pursuant to Section 4.05, (c) all Recoveries with respect to Receivables previously charged off as uncollectible and (d) the Issuer Rate Fees received with respect to the related Monthly Period.įinance Charge Shortfall shall have the meaning specified in Section 4.09.įinance Charge Collections means Collections of Finance Charge Receivables. įinance Charge Receivables means all amounts billed to the Obligors on any Account in respect of (i) all Periodic Rate Finance Charges, (ii) Cash Advance Fees, (iii) annual membership fees and annual service charges, (iv) Late Fees, (v) Overlimit Fees, (vi) Discount Option Receivables, if any, and (vii) any other fees with respect to the Accounts designated by the Transferors at any time and from time to time to be included as Finance Charge Receivables provided, however, that after the Premium Option Date, Finance Charge Receivables on any Date of Processing shall mean the amount of Finance Charge Receivables as otherwise determined pursuant to this definition less the amount of Premium Option Receivables. ![]() We will give you prior notice of any change in the Monthly Finance Charge Rate for Retail Purchase and Cash Advance relevant to your Account, as required by the applicable laws.įinance charge means that term as defined in section 106 of the truth in lending act. We reserve the right to vary your Monthly Finance Charge Rate for Retail Purchase and Cash Advance upon reviewing your Account and repayment history from time to time. We will review your Account on a monthly basis for the preceding 12 months up to the current statement date, to determine the Monthly Finance Charge Rate applicable to your Account.- If you have no more than one missed payment during the preceding 12 month period, the Standard Rate will continue to apply to your Account.- If you have two missed payments during the preceding 12 month period, the Standard Rate will be increased by 2.80% per annum (approx. The equivalent APR will be 43.74%4 for Retail Purchases and 46.03%4 for Express Cash.(iii)We will give you prior notice of any increase in the Monthly Finance Charge Rate applicable to your Account, as required by the applicable laws. The equivalent APR will be 42.58%4 for Retail Purchases and 44.83%4 for Express Cash.(iii)We will give you prior notice of any increase in the Monthly Finance Charge Rate applicable to your Account, as required by the applicable laws. We will give you prior notice of any increase in the Monthly Finance Charge Rate applicable to your Account, as required by the applicable laws. ![]() We will review your Account on a monthly basis for the preceding 12 months up to the current statement date, to determine the Monthly Finance Charge Rate applicable to your Account. The equivalent APR will be 43.74%4for Retail Purchases and 46.03%4for Express Cash.(iii)We will give you prior notice of any increase in the Monthly Finance Charge Rate applicable to your Account, as required by the applicable laws. We will review your Account on a monthly basis for the preceding 12 months up to the current statement date, to determine the Monthly Finance Charge Rate applicable to your Account.- If you have no more than one missed payment during the preceding 12 month period, the Standard Rate will continue to apply to your Account.- If you have two missed payments during the preceding 12 month period, the Standard Rate will be increased by 2.94% per annum (approx. In addition, Finance Charges at the prevailing Annual Finance Charge Rate for your Account will be charged on a daily basis on your Express Cash outstanding balance from the date of the advance until you repay it to your account in full. Examples of Finance Charge Rate in a sentence ![]()
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![]() ![]() Therefore, if your business team requires continuous or frequent support and service, Quickbooks is an ideal option to go with. Unlike other accounting software, QuickBooks has excellent live customer service via both telephone and live chat. The software is ideal for small business owners as it helps them manage their accounts independently, offering a lot of features at a lower price. If youre starting something new or own a small business on a budget, Xero can be the optimum option for your business. If your business has a large team of accountants and bookkeepers to work on the books, Xero can be a great option for your business. This helps a business to claim the exact gain or loss while disposing of the asset.ĭoing business with multiple users without much hassle can be possible with Xero. Xero has a fixed asset manager that calculates and keeps track of the depreciation on your types of equipment and machinery. ![]() only suitable for international businesses as they are closing Indian operations.Mobile application needs to be more robust.Limitations on the number of transactions.Needs improvement in multi-user features.Lacks some advanced and business-specific features.Easily accessible through other devices.Strong integration with other systems and flexibility with third-party applications.Random bugs make the UX unpleasant sometimes.Graphic reports and charts are unavailable.Powerful integrations with multiple complimentary applications.It also integrates with around 80 other applications making it an efficient software to work with.įollowing are some of the factors that we have considered to compare these two software in the accounting market. The software has amazing essential features such as creating and sending invoices and estimates, tracking expenses, and payments, managing P&L, and balance sheets, and a lot more. To make accounting easy for small businesses, Quickbooks Online, offered by Intuit, is another cloud accounting software. The software utilizes a modern cloud network and has an easy-to-use platform that is accessible from all kinds of devices across the globe. Parameters used to compare the softwareįounded in 2006, in New Zealand, Xero is an excellent online accounting software suite that allows its users to coordinate and manage all their financial processes and complete their accounting needs. ![]() Well consider accounting features software has and understand the pros and cons, pricing, support network, and other key features so that by the end of the article, you can figure out which accounting software is worth the investment for your business. In this article, we have got everything that you need to know about these two software, so that you can easily decide whats best for you. Both these software options offer powerful features and services such as invoices, budgeting, payrolls, etc. Two of the biggest names in the world of cloud accounting tools are Xero and Quickbooks. There are a lot of amazing online accounting software like Zoho books, FreshBooks, profitbooks, etc. There exist a number of alternatives for all types of accounting, invoicing, bookkeeping, to track expenses, making financial statements, financial report, understanding cash flow, accounts payables, etc. If you are someone who has just entered the accounting software market, you might be feeling overwhelmed by all the options available out there. ![]() ![]() Should you need more information kindly contact us on 0800 111 081 or. Should you wish to return items, you can use the online return functionality within 24 hours of delivery under the “My Account” Tab on the right-hand side of the navigation bar. You are welcome to view our full returns and refund policy in our terms and conditions to guide you with the process and to learn more about products that can not be returned. If you are not absolutely in love with your new purchase you may return or exchange your products subject to producing the original receipt and ensuring the product is in its original packaging and condition. You can notify us on 0800 111 081 or and we will arrange to collect the incorrect items and replace them as soon as possible. Mistakes do happen, should you experience this please notify us immediately so that we can get our team to assist you. Customize with your initials or monogram for a personal touch American Made. What if I receive the incorrect items or quantity of products? The Large Cotton Canvas Laundry Bag by Jon Hart Design. For more details view our returns and refunds policy. We will do our best to have the damaged product collected and a new product delivered to you. Please notify us within 24 hours of receipt of delivery on 0800 111 081 or. 14 15.99 reg 21.99 Sale When purchased online Sold and shipped by Juvo+ a Target Plus partner Okuna Outpost Canvas Laundry Basket with Handles for Bathroom, Bedroom (White and Gray, 60 L Capacity, 12x16x19. What if my items are damaged, faulty or incorrectly delivered? We will make sure to give you a call and reschedule as soon as possible. ![]() Our delivery team is ready to pack and deliver your order as soon as payment confirmation and required supporting documents such as TV License validation are received. This wholesale Heavy Canvas Laundry Bags W/Shoulder Strap (Small-Medium-Large) drawstring laundry bag is made of heavy cotton making it a durable buy for a. The large opening and deep basket are perfect for carting linens like towels, blankets and comforters to the laundry room. Large Appliances, Beds, Inverters/Portable Inverters, Outdoor & Sports Equipment Heavy-Duty Laundry Bag - 100 canvas polyester laundry hamper with durable thermoplastic trim. Orders over R450 (excludes TV’s, Large Appliances, Furniture, Beds, Large Items, Outdoor & Sports Equipment) Here is a simple guide to show you the options available: Type of products Made from p12 oz cotton canvas, with cotton web handles and drawstring. We will always try to bring your order to your doorstep in the most affordable way. Style OAD109 medium laundry bag is easy to customize with your team or company logo. : Canvas Laundry Bag Large 1-48 of over 80,000 results for 'canvas laundry bag large' RESULTS Price and other details may vary based on product size and color. ![]() If you live in any outlying town we might need some additional time but we promise it is worth the wait We deliver anywhere in South Africa from Monday to Friday (excluding public holidays). Are you ready to receive your new purchase? Canvas Laundry Bag Monogrammed, Navy Laundry Tote, Pink Laundry Tote, Gray Laundry Tote, Dorm Laundry Bag, Graduation Gift (7.5k) 58.50. ![]() ![]() ![]() Iizuka cites a specific example where one player can be so far ahead in a level within a single frame, which could introduce lag in a co-op setting. The decision to make the co-op local only came from a practical perspective: to accommodate for the gameplay’s speed. ![]() In an interview with VideoGamesChronicle, Iizuka explains that the game was built around the idea that Sonic Superstars could be comfortably played with four players. RELATED: Sonic Team Wants To Make Another Game Featuring Shadow the Hedgehog However, this is limited to drop-in local couch co-op, with Takashi Iizuka, the creative officer at Sonic Team, explaining why. Much like Nintendo’s platformers, Sonic Superstars has four different playable characters: Sonic, Tails, Knuckles, and Amy Rose. With the four-player co-op some fans have compared Sonic Superstars to the New Super Mario Bros. This is the first time the series has tackled fully functional four player co-op, with previous games having incorporated multiplayer co-op play with limited functions. This can be seen with Superstars having 3D graphics instead of using sprites like Sonic Mania, incorporating new power-ups via the Chaos Emeralds, and the aforementioned four-player co-operative play. ![]() Sonic Superstars was first announced during Summer Games Fest earlier this June, where the game will be revisiting its retro roots with a touch of modern elements. Sonic Superstars does not have online co-op. ![]() ![]() It was just the beginning of a series of small gestures that Stone and Under Armour had researched about Embiid to show their level of seriousness and commitment to signing him. ![]() A dubious detail to most, Embiid is known among his closest friends and associates to be constantly looking for a brush to clean off his pants before meetings. ![]() Riding in a helicopter first with Embiid's CAA reps from New York to Philadelphia, the group then stopped to pick up its most oversized passenger, with Stone offering up a lint brush as Embiid hopped aboard. Having long circled Embiid as the top sneaker free agent of the year, Kris Stone, Under Armour's senior director of global sports marketing for basketball, had organized a detailed official pitch meeting for late August in Baltimore, once Embiid had returned from playing in the NBA's Africa Game exhibition. "I want to help change people's lives like Luc changed my life."Įmbiid holds the trademark for "The Process," and he'll kick things off by unveiling a series of collaborative Under Armour T-shirts and hoodies later today during a surprise event for kids in Philadelphia. "When I sat down with Under Armour, one of the first things we talked about was how this can be bigger than just shoes, bigger than just basketball," Embiid wrote. It was the access to fellow Cameroon native Luc Mbah a Moute's basketball camp as a 16-year-old that made the NBA a reality in just a few years. Early on, give-back events and an ongoing series of basketball camps in his current home and his homeland were major priorities for Embiid. Philadelphia 76ers franchise center Joel Embiid has signed a five-year deal with Under Armour that is expected to make him the highest-paid player at his position.īut the reason why, Embiid says, goes beyond money or sneakers.Īs part of the deal, Embiid and Under Armour will partner not just on branded footwear and apparel, but also on charitable initiatives in and around Philadelphia and in Cameroon. You have reached a degraded version of because you're using an unsupported version of Internet Explorer.įor a complete experience, please upgrade or use a supported browser ![]() ![]() Numerous new wave and post-punk music revivalists look back to their aggressive yet stylish sound as an inspiration. Their three number one singles have been extensively remixed and repackaged over the years, and, despite their limited back catalogue, the band is generally seen as being one of the defining moments of the eighties. ![]() Nonetheless, the group had proved hugely influential. The rest of the band broke up completely after several attempts to recruit a new lead singer. Johnson embarked on an initially successful solo career, but he quickly spiraled into obscurity. 'Liverpool' sold poorly, despite critical acclaim and underground song plays, and conflict between lead singer Holly Johnson and the rest of the band led to an acrimonious split. The lead-off single, "Rage Hard", peaked at number four, and it was clear that the public had began to move on. Their second (and final album), called 'Liverpool', took over a year to complete, reportedly at huge expense. Things began to unravel in 1985 when their fourth single, "Welcome To The Pleasuredome", stalled at number two (success that many other groups would deeply envy, but they faced massive expectations). Following the phenomenal follow-up success of "Two Tribes" and "The Power of Love", the latter being an emotional ballad experiencing seasonal resurgence over the years, FGTH became only the second act in the history of the UK charts to reach number one with their first three singles. singles chart for five weeks, enjoying prolonged chart success throughout 1984. The group's debut single, titled "Relax", was famously banned by the BBC and subsequently topped the U.K. The Liverpool-based new wave group was fronted by vocalist Holly Johnson and supported by Paul Rutherford (backing vocals), Peter Gill (drums), Mark O'Toole (bass) and Brian Nash (aka Nasher, guitar). Read Full Bio Frankie Goes To Hollywood (FGTH) was one of the most controversial and commercially-successful U.K. Written by: Mark OToole, Peter Gill, Holly Johnsonįrankie Goes To Hollywood (FGTH) was one of the most controversial and commercially-successful U.K. Lyrics © Universal Music Publishing Group, Sony/ATV Music Publishing LLC You can recognize and feel sexual attraction When you feel the need to perform oral sexįulfill your sexual fantasies and desiresĪ simple countdown before sexual activity begins ![]() When you feel the need to climax or orgasm I'm comin', I'm comin', hey, hey, hey, hey heyĬan you guess what's happening right now? Make making it your intention (ooh-yeah, ooh-yeah) But shoot it in the right direction (hey-hey-hey-yeah) ![]() ![]() ![]() Melissa Swanson grew up in Berkeley, where as a child she became a fan of dining out. His first taste of a fresh fig suddenly made sense of the Fig Newton, and on learning to make mayonnaise, he remembers thinking: “It’s egg yolks and oil? I thought it came from a jar.” ![]() Moving to the Bay Area, Peter took a job at Lark Creek Inn, where he had his first epiphanies about fresh produce and hand crafting. But the young chef persevered and found his rhythm in the camaraderie and fast-paced energy of the line at kitchens in Vail and Denver, Colorado. When the time came to choose a career, Peter wandered into a fine-dining kitchen, where one boss told him he was slow (and worse). His vegetarian stepfather didn’t want meat cooked in the kitchen, so his mom bought her son a grill so he could cook it outdoors. It was as a 12-year-old living in Kent City, Michigan, that Peter got his start in cooking. The pizza at the new location is nearly the same recipe, although in Oakland, for whatever reason, it requires 200 grams less water. “It was so awful we almost moved to Mexico.” I couldn’t stretch it, and it was falling apart like crazy,” Peter says. ![]() When he finally had a recipe he was happy with, they opened the original Benchmark, only to have their meticulously crafted dough completely fail the first two nights. He says he’s still using the original starter he created at home in El Cerrito before Benchmark opened and guesses he must have made hundreds of batches of dough through the process, taking copious notes, weighing everything to the gram, and recording the day’s heat and humidity, how long the dough rested, and every aspect of proofing and fermentation. Peter’s nerdiness takes on real cred when you understand he’s on the 45th iteration of his dough recipe. That pizza first came about when a server’s friend passed along an abundance of fresh sage to Peter, who invented a use for it. Those who got hooked on Benchmark pizza in Kensington will be happy to find Swanson’s popular fried sage, brown butter, garlic, and lemon pizza at the Oakland location. ![]() ![]() Neil Parish said the fact that so (7) _ thrown away is both socially and environmentally unacceptable. Perfectly good (6) _ away because of these labels. Finally, "sell-by" dates, "use-by" dates and "best before" labels need to change. Secondly, supermarkets could sell vegetables (5) _ away because they are the "wrong" shape. First, schools could raise children's awareness of food waste from a young age. A British politician, Neil Parish, said: "One-third of food produced for human consumption is (4) _ globally." The government said there were many solutions to the problem of food waste. Over 7 million tons of (3) _ the UK every year. It said the (2) _ food waste in the UK is "unacceptable". The British government has (1) _ third of the food the world produces is wasted. He said: "It’s ridiculous that perfectly good vegetables are wasted simply because they're a funny shape." He said these vegetables, "don’t cook or (16) _ any different". He said: "Socially, it is a scandal that people are going hungry and using food (11) _ when so much produce is being wasted." He added that: "Environmentally, it is a (12) _, because energy and resources are wasted in production, only for the food to end up (13) _ in landfills where it produces (14) _ - a potent climate-changing gas." He called on supermarkets to help by selling vegetables that have a funny (15) _. Neil Parish said the (9) _ that so much food is thrown away is both socially and environmentally (10) _. Perfectly good food is thrown away because of these labels. Finally, "sell-by" (7) _, "use-by" dates and "best before" labels (8) _ to change. Secondly, supermarkets could sell vegetables that are thrown away because they are the "wrong" shape. ![]() First, schools could raise children's awareness of food waste from a (6) _ age. ![]() A British (3) _, Neil Parish, said: "One-third of food produced for human consumption is lost or wasted (4) _." The government said there were many (5) _ to the problem of food waste. Over 7 million tons of food is wasted in the UK every year. It said the high (2) _ of food waste in the UK is "unacceptable". The British government has said that a (1) _ of the food the world produces is wasted. Put these words into the spaces in the paragraph below. Make sure you try all of the online activities for this reading and listening - There are dictations, multiple choice, drag and drop activities, crosswords, hangman, flash cards, matching activities and a whole lot more. ![]()
![]() ![]() In an attempt to secure funds, the Kurou intend to sell the iron foundry to the government. Led by Tesshin Kurou, the family is resisting the government's attempt to take control of the pass, however the samurai cannot compete with the modern army. The second faction is the Kurou family, who previously held sway in Rokkotsu Pass and continue to exert their influence on the people through extortion and intimidation. The government army is well-funded and equipped with modern weaponry, including firearms and cannons, making them formidable opponents for the former samurai lords. The first is the new centralized government, whose army has been sweeping through the country securing power from the local warlords. Three separate factions are competing for control of the Pass, each with their own agenda. Rokkotsu Pass is a sparsely populated village, whose main attractions include a railway crossing, a small restaurant, and an iron foundry. ![]() The game begins with the player, taking the role of a wandering rōnin by the name of Kenji, arriving in a fictional outpost called Rokkotsu Pass. The story of Way of the Samurai takes place in 1878, after the fall of the Tokugawa shogunate and the start of the Meiji period, during the Satsuma Rebellion, a time when the samurai who were once at the top of Japanese society are all but outlawed. Way of the Samurai was also released on PlayStation Portable under the name Samurai Dō Portable ( 侍道ポータブル, Samurai Dō Pōtaburu) on Septemin Japan, prior to the release of Way of the Samurai 3. It was based on the Western versions of the game, and as such, it included the non-sword weapons, bugfixes, the exit for ending the game early, hard mode, and horizontal text of those versions. A notable feature of the game is the branching storyline, which allows player decisions to radically alter the course of the story.Īn updated version titled Samurai Kanzenban ( 侍〜完全版〜, Samurai Complete Edition) was released in Japan in 2003. ![]() Set in 19th century Japan, the player takes on the role of a rōnin who wanders into a remote village and becomes involved in a conflict between rival clans. Way of the Samurai, known in Japan as Samurai ( 侍), is a PlayStation 2 action-adventure game developed by Acquire and released in 2002. ![]() ![]() ![]() In October 2015, " Thinking Out Loud" by Ed Sheeran became the first song to pass 500 million streams. Main article: List of most-streamed artists on Spotify On 14 November 2018, the company announced a total of 13 new markets in the MENA region, including the creation of a new Arabic hub and several playlists. The company's US headquarters are located in New York City's Flatiron District. ![]() In February 2017, Spotify announced the expansion of its United States operations in Lower Manhattan, New York City, at 4 World Trade Center, adding approximately 1,000 new jobs and retaining 832 existing positions. Ek and Lorentzon wrote that to continue competing in a global economy, politicians needed to respond with new policies, or else thousands of Spotify jobs would be moved from Sweden to the United States. In April 2016, Ek and Lorentzon wrote an open letter to Swedish politicians, demanding action in three areas that they claimed hindered the company's ability to recruit top talent as Spotify grows, including access to flexible housing, better education in the programming and development fields, and stock options. Later that same year, in March, Spotify removed all limits on the free service tier indefinitely, including mobile devices. Using PC streaming, a similar structure to the one used today allowed the listener to play songs freely, but with ads every 4–7 songs depending on listening duration. In January 2012, the free trial periods began to expire, limiting users to ten hours of streaming each month and five plays per song. Spotify launched in the United States in July 2011, and offered a six-month, ad-supported trial period, during which new users could listen to an unlimited amount of music for free. Registrations surged following the release of the mobile service, leading Spotify to halt registration for the free service in September, returning the UK to an invitation-only policy. In February 2010, Spotify opened public registration for the free service tier in the United Kingdom. Early international launches Former Spotify headquarters in Stockholm Later they thought out a portmanteau of "spot" and "identify". According to Ek, the company's title was initially misheard from a name shouted by Lorentzon. Spotify was founded in 2006 in Stockholm, Sweden, by Daniel Ek, former CTO of Stardoll, and Martin Lorentzon, co-founder of Tradedoubler. History Daniel Ek addressing Spotify staff in 2010 It distributes approximately 70% of its total revenue to rights holders (often record labels), who then pay artists based on individual agreements. Unlike physical or download sales, which pay artists a fixed price per song or album sold, Spotify pays royalties based on the number of artist streams as a proportion of total songs streamed. The service is available on most devices, including Windows, macOS, and Linux computers, iOS and Android smartphones and tablets, smart home devices such as the Amazon Echo and Google Nest lines of products, and digital media players like Roku. It has no presence in mainland China where the market is dominated by QQ Music. Its users and subscribers are based largely in the US and Europe, jointly accounting for around 53% of users and 67% of revenue. Spotify is available in most of Europe, as well as Africa, the Americas, Asia, and Oceania, with a total availability in 184 markets. Users can search for music based on artist, album, or genre, and can create, edit, and share playlists. As a freemium service, basic features are free with advertisements and limited control, while additional features, such as offline listening and commercial-free listening, are offered via paid subscriptions. Spotify offers digital copyright restricted recorded audio content, including more than 100 million songs and five million podcasts, from record labels and media companies. ) on the New York Stock Exchange in the form of American depositary receipts. Spotify is listed (through a Luxembourg City-domiciled holding company, Spotify Technology S.A. It is one of the largest music streaming service providers, with over 551 million monthly active users, including 220 million paying subscribers, as of June 2023. Spotify ( / ˈ s p ɒ t ɪ f aɪ/ Swedish: ) is a Swedish audio streaming and media services provider founded on 23 April 2006 by Daniel Ek and Martin Lorentzon. ![]() |
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